KHS and American General Finance (AGF) have joined forces to provide retailers with financing for their customers for the purchase of KHS and/or Free Agent Bikes.

“This program will make it even easier for our dealers to give consumers a great bike at a
great price,” said Wayne D. Gray, National Sales and Marketing Manager. “This program
will create more business, higher revenues and increase customer satisfaction and loyalty
for retailers and KHS.”

The program will open up new and attractive credit options for consumers and providing
more point of sale purchasing power. This plan will also appeal to shoppers who do not
like to use bankcards, it may motivate customers to shop more and buy a nicer more
expensive bike than they were originally planning.

Ultimately this program allows
customers to get what they want or need without raiding their savings account or filling
up their credit card.
The financial packages for retailers come in three plans, Three, Six or Twelve months
same as cash, with deferred payments for consumers. This new financing offer will be
available to all KHS dealers who have signed up for the program starting in October
2003.